Earning money with Savings Programs

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earn money with savings programs

With online savings programs you earn with simple tasks.

Think of clicking on links / banners, reading e-mails and giving likes.

And nowadays you also get discounts at web shops with almost all savings programs and you can complete paid surveys.

Before we explain in detail how it works, here is a link to the best savings programs where you should enroll yourself.


best online savings programs in the Netherlands reliably without an account score


These savings sites are reliable, without an account score and you earn the best. Especially register with several of them, because then you earn more money. Preferably with all 10.

How does it work?

Online savings programs are one of the easiest ways to make money online . Originally these websites were aimed at paying you only for reading their promotional emails, but nowadays there are a lot of things that you can do for which you get a fee (see the list below).

The pay may seem low, often 1 or 1/2 cent, but that doesn't matter because it only takes a few seconds of work each time. The strength is that you can combine all the ways and also become a member of as many savings programs as possible. Earning 1 cent very often still makes a nice profit.

Then it goes quickly and the fees add up to a nice amount. In addition, you even get a sign-up bonus with all programs, if you just sign up to the Top 10 to which we refer above, you will already have earned $ 22.80 in a few minutes ... good!

What do you earn money with?

There are a lot of types of small tasks you can do to make money. As mentioned, the pay is low per action, but it hardly takes any work.

  • Reading emails;
  • Clicking on links and banners;
  • Giving likes and shares on social media;
  • Playing games;
  • Cashback (discount) at web shops;
  • Completing surveys ;
  • Apply members;
  • Percentage of the earnings of those appointed members;
  • Participate in (free) promotions;
  • Betting on sports such as football or Formula 1;
  • Take part in jackpots and prize draws;
  • Click and win promotions;
  • At Euroclix you even get paid if you look things up via the search engine Vinden.nl
  • Sign-up bonus immediately upon registration.
  • Exclusive member promotions and offers
  • Save on things like energy and (health) insurance, including cashback.

Why are you being rewarded?

Well, the savings programs must of course also earn something from them, you understand. The great thing is that they also understand very well that you want that too. So they make sure you both win .

Of course, they also receive a fee when you participate in promotions of their partners, fill in surveys or shop at one of the cooperating web shops. But from that remuneration they also partly pay out your reward. In fact, they share their proceeds with you, so that you come back next time. Very smart of them, because it works. Win win.

How much can you earn?

Especially if you are a member of several savings programs, it can add up nicely. You usually earn 1 cent per click or e-mail read, if you fill in surveys you often receive 50 cents to a few euros at a time.

Ultimately, it just depends on how much time you spend on it. Nevertheless, if you really try to get the most out of it, we dare to say that you can earn $ 500 per month . This is because the savings programs nowadays so many possibilities offer to make money.

How do you start?

It's simple, you sign up with (several of) the best savings programs and then you immediately receive your starting bonus. You then immediately start earning. You will see that you will now receive daily e-mails that you can read for a fee and that you will find all kinds of other ways to increase your balance even faster on the site of the program.

Once you have reached a certain amount, you can have the balance paid out to your bank account, but often also in other ways such as prizes, gifts and vouchers. This minimum amount is often $ 10 and differs per site.

Tips to earn more

To make sure you get the most out of it, here are a few tips:

  • Become a member of as many programs as possible, then you can do more paid tasks;
  • Explore each program thoroughly so that you know exactly how it works and what earning methods you have there;
  • Work efficiently, do not click away a few emails every hour, but do them all once a day or even once a week;
  • Earning cashback and completing surveys make the most money;
  • Then find out with which program you get the highest cashback discount at the different web stores where you shop, there can still be a considerable difference;
  • If you are good at it, adding members can also yield a lot;
  • Avoid programs with an account score (read more below);

Bad savings programs

There are also websites that we would not recommend. So they are simply not in our Top 10. We don't necessarily want to say that all others are bad , but at least not as good . Go on your own feelings and you end up on a site that you can see at a glance that it has not been updated for years, then don't.

We do recommend that you specifically avoid sites that work with an account score. Participation here is not without obligation and you are obliged to participate in promotions to be able to have your earned money paid out. This concerns, for example, the following websites:

  • Spaaractief.nl
  • Centmail.nl
  • Cashhier.nl
  • Extraeuro.nl
  • Mailbeurs.nl
  • Qliqs.nl
  • Spaarbron.nl

Frequently asked questions / FAQ

What is Account Score?

This is used by a number of savings programs. It means that you are obliged to participate in promotions or shop through the savings program to be able to have your earned money paid out. NB: We do not recommend these websites as you often have to spend money to get your account score high enough. For more information, read: What is account score?

Is participation free?

Absolutely, signing up is free with all savings programs and you always even get a sign up bonus! There are no obligations after that, participation is completely without obligation.

Is everything online?

Yes, in principle, although some savings programs allow you to participate in surveys, which are sometimes by telephone or regular mail. But you have to give your approval for that first, they never just do it.

How do you get paid?

It differs per savings program, but often in money to your bank account or Paypal, or in gift certificates.

Do you have to pay taxes?

Yes you have to, it is ultimately some kind of income. You state this in Box 1 as 'income from other activities'.

How old do you have to be?

This differs per savings program, but with some you can participate from the age of 12. You must have an email address and bank account.

What are referrals?

These are people that you bring to the savings program. Think of friends and family, but you can also promote savings programs via your own social media or blog / website. You will receive compensation for that.

What is a referral percentage?

This means that (in addition to a one-time bonus) you also receive a percentage of the earnings of your submitted referrals. If your referral member earns 1 US dollar, you will also receive a bonus.

How much time does it take?

As much as you want. Clicking on links and reading emails is nice and fast, completing surveys can take a little longer. But you can always decide for yourself how much time you want to spend on it. The more you put in, the more it will yield you.