Do you need money immediately?
Because you have to arrange something urgently?
And it must therefore also come directly to your account ?
That is possible, we will explain below.
Your application will be completed within minutes.
A mini loan or payday loan is the fastest to request. This is mainly because this specifically concerns a limited / small amount up to 2,000 maximum . This means that the party that lends this to you only has to take a limited risk and therefore has to perform fewer checks. This in turn ensures that the application process can also be much simpler and shorter.
So you don't have to do it at a bank, and it goes faster without a bank. You do, however, remain protected by the supervision of the AFM, or the Dutch Authority for the Financial Markets. The most important specialist in the field of mini-loans is Money Now .
They do this in many countries around the world (Europe, North and South America, Australia and New Zealand) and are reliable and experienced. They have been listed on the stock exchange since 2015. The only other party that currently offers this in the Netherlands is Saldodipje . Incidentally, with exactly the same conditions, so it does not matter which provider you choose.
The application process is easily arranged online within 10 minutes , applications take on average even 5 - 7 minutes . So without hassle. And once the application has been approved, you can expect the money in your bank account within 24 hours! That is all arranged in a short time. And there are even more advantages to this loan form ...
As a first advantage, you do not have to undergo a BKR test at Money Now . It does not matter whether you have a negative registration, it is simply not looked at. They use their own system to check whether you are creditworthy, using a guarantor.
You can arrange a personal guarantor yourself, or you can request an external guarantor via Money Now . The latter option does have some costs, but you don't have to worry about whether it will work out!
The second advantage is that it is completely hassle-free . In addition to your ID, you do not need to provide extensive documentation, including a payslip, for example. This saves you a lot of research and time. All you have to do is verify your account number. And thus upload an ID card, driver's license or passport. But nothing more!
Another important advantage of these loans is the limited duration. Payment depends on your loan amount after 15, 30, 45, 62, 93 or 124 days. From 62 days this is done in equal terms of 31 days. This allows you to bridge a period, but keeps the interest costs limited. compared to other loan forms with a longer term. For example, if you borrow $ 300 and pay it back after 30 days, it will cost you $ 2.30 US dollar in interest.
It may also be the case that you need more resources. You then end up with a personal loan or a revolving credit. With this you can borrow amounts from roughly $ 2,500 to $ 75,000, but usually many providers only start from $ 5000.
In the table below you will find the lowest interest at the moment live. You can click directly to the listed providers for more information, or click on “all loan rates” to compare for a specific amount for one of the two loan types.
Please note that the application process here takes a bit longer and requires more documents, because it also involves larger amounts! However, it is the fastest way to compare lenders and costs (interest). You can then simply apply online.
We would like to dwell on it for a moment: if you borrow money, you also pay costs for it. In the first place the interest, but also, for example, an external guarantor. A loan or credit is therefore really a solution if you immediately need money for something that cannot wait! Or where you make the well-considered choice to be able to pay for something now and then accept the extra costs / consider it worth it.
For example if your car urgently needs to be repaired and you just don't have the money. Other examples are a broken window, leaking roof or new boiler. But you do know that you can pay off the loan without any problems when your next salary comes in in a few weeks. It is then purely to bridge a certain period.
If it can wait, there are other ways to get money. Nowadays you can earn very good money via the internet . There are ways in between that you can describe as earning extra online , but there are also ways such as earning with affiliate marketing with which you can really generate a complete income.
Also, don't use a loan to plug holes in your financial household. Then you will soon be further away from home. Then rather see if you can save on your fixed costs or take our money saving test . With that you can save up to 10,000 US dollars on an annual basis!